Sorry forgot to put in the question. I just activated a new line and signed up for free iphone 14 by trading in old iPhone. I am on post paid plan, what's the unlock policy? In the fine print it says I cannot unlock until financing has been completed? So that means 24 months?
Normally, yes you have to wait until the whole decide is paid off, or pay it off yourself, to get the device unlocked. You’ll still get the bull credits.
Does the current market have you reconsidering how you save for your kids? We've been diligently contributing to a 529 monthly for each of our kids, but I'm wondering if this is still prudent. Given that student loan forgiveness seems to be all the rage these days, maybe it makes sense to prioritize savings to help them with a down payment on a house instead (assuming that's still a possibility in 15-20 years). Too bad there's no analog to the 529 for housing costs.
Our plan is to buy 1 bedroom apartment near where our kid goes to college so he can stay in there and we save on paying his rent and later it becomes investment property.
My parents have far more in equity in their house than they’ve saved for retirement. It puts them in an illiquidity predicament, because the same things that made their home 5x in 25 years are the same reasons they wouldn’t want to sell. Therein lies the situation I’d like to avoid - if a house is the basket you put all your eggs in, how do you ensure liquidity long term?
I will give it a try! Bought in 5/2/2020...I recall the watch stopped one time one year in but then it started working again until now so should have done the warranty earlier!
Ran into an Indian buyer in the open house today. He approached me and first question is are you from Apple? I didn't answer, then he asked Google? Facebook? Looks like he assumes big tech employees are the only ones buying in this area at this price range now.
I want to spend $$$ so bad for vaca but cannot agree with wife on a place to go. Was going to buy a couple investment properties but the price is too high so vacation is better money spent
Went to open house listing at 1.7M already got bid of 2.1M. it is really slowing down. $400k is the over listing price here yet it is the budget for many people in this thread. We really live in different world.
Can anyone plot M2 supply vs RE price for the last 20 years? House price should track M2 but I think the price has overshot M2 so hopefully with rising rates it will bring down the house price and bring it in line with M2.
This might sound a bit douchey, but I'm getting annoyed by the same old arguments people use in favor of RE prices not eventually going down. I'm not looking to buy anytime soon (so I have no vested interest in the market myself) but there's a point where every discussion devolve into the same points being regurgitated, sometimes from both sides.
RE price will go down but to go down at the speed and % many posters here would like, it means many of posters will be w/o jobs. Be careful what you are wishing for.
A family member is an agent and was just telling us about an offer they got with a January pre-approval from LoanDepot. The rate was 3.75% and the most surprising thing to me was the pre-approval was good for 4 months, until May. The pre-approval was only $8k more than their offer so if it represents their absolute max, they would not qualify at today's rates.
San Diego hits all time low in inventory and price still climbing. I don't understand the appeal of San Diego. It is not a FAANG hot tub like Seattle, Bay Area, Austin, and the North Carolina triangle area. You need high wage jobs to sustain the local housing market at the end.
Rare, good location house still has crazy demand. There is one coming soon house at 3 million in one neighborhood that rarely has house on the market. It went pending the next day. Did not even get a chance to be active, let alone any pictures except the front view. Somebody must have put in a sight unseen WTF offer..I was kind of looking forward to touring the house......
Looks like homebuilders are taking a playbook from the oil and gas folks and some are deciding it's better to buy back stock than continue to build homes
Starbucks
Tesla Model 3
Sorry forgot to put in the question. I just activated a new line and signed up for free iphone 14 by trading in old iPhone. I am on post paid plan, what's the unlock policy? In the fine print it says I cannot unlock until financing has been completed? So that means 24 months?
Normally, yes you have to wait until the whole decide is paid off, or pay it off yourself, to get the device unlocked. You’ll still get the bull credits.
So if I pay it off and after 40 days, I can unlock it, but will still get the bill credits after payoff?
Opendoor Lays Off 18% Of Workers In Wave Of Housing Cutbacks
The 18% get a head start to find jobs, 82% to follow
your girlfriend wakes you up, it’s almost 9 am. You’ve got to roll out of bed and clock into your crappy $CVNA job.
Mastery
[удалено]
Lol buyer will be responsible for obtaining possession...squatter alert.
Remember the couple who took an RSU margin loan to crypto to buy a house and then the rsus lost value. And they bought a second home in Texas?
Too many bad things happening at the same time plus too many details, good chance she is trolling
Does the current market have you reconsidering how you save for your kids? We've been diligently contributing to a 529 monthly for each of our kids, but I'm wondering if this is still prudent. Given that student loan forgiveness seems to be all the rage these days, maybe it makes sense to prioritize savings to help them with a down payment on a house instead (assuming that's still a possibility in 15-20 years). Too bad there's no analog to the 529 for housing costs.
Our plan is to buy 1 bedroom apartment near where our kid goes to college so he can stay in there and we save on paying his rent and later it becomes investment property.
My parents have far more in equity in their house than they’ve saved for retirement. It puts them in an illiquidity predicament, because the same things that made their home 5x in 25 years are the same reasons they wouldn’t want to sell. Therein lies the situation I’d like to avoid - if a house is the basket you put all your eggs in, how do you ensure liquidity long term?
That's why wise people work and save in VHCOL area like California so they can always cash out and move to low cost area for retirement
Crashed and burned.
Just read “Tissot” backward and it’ll tell you exactly what you should do
Lol toss it
At one month out of warranty you should be able to send it in and get consideration for warranty service anyway. Almost all big brands will do this.
I will give it a try! Bought in 5/2/2020...I recall the watch stopped one time one year in but then it started working again until now so should have done the warranty earlier!
I ran into my realtor. Told him I was still looking. He laughed and said did you find more money and walked away. I hate realtors
Not professional but keeping it real
Ran into an Indian buyer in the open house today. He approached me and first question is are you from Apple? I didn't answer, then he asked Google? Facebook? Looks like he assumes big tech employees are the only ones buying in this area at this price range now.
I want to spend $$$ so bad for vaca but cannot agree with wife on a place to go. Was going to buy a couple investment properties but the price is too high so vacation is better money spent
Went to open house listing at 1.7M already got bid of 2.1M. it is really slowing down. $400k is the over listing price here yet it is the budget for many people in this thread. We really live in different world.
You will own nothing and you will be happy. Right on course
Can anyone plot M2 supply vs RE price for the last 20 years? House price should track M2 but I think the price has overshot M2 so hopefully with rising rates it will bring down the house price and bring it in line with M2.
This might sound a bit douchey, but I'm getting annoyed by the same old arguments people use in favor of RE prices not eventually going down. I'm not looking to buy anytime soon (so I have no vested interest in the market myself) but there's a point where every discussion devolve into the same points being regurgitated, sometimes from both sides.
RE price will go down but to go down at the speed and % many posters here would like, it means many of posters will be w/o jobs. Be careful what you are wishing for.
A family member is an agent and was just telling us about an offer they got with a January pre-approval from LoanDepot. The rate was 3.75% and the most surprising thing to me was the pre-approval was good for 4 months, until May. The pre-approval was only $8k more than their offer so if it represents their absolute max, they would not qualify at today's rates.
Sometimes a shrewd buyer only presents pre approval that is slightly higher than the offer price so they don't show all the cards.
San Diego hits all time low in inventory and price still climbing. I don't understand the appeal of San Diego. It is not a FAANG hot tub like Seattle, Bay Area, Austin, and the North Carolina triangle area. You need high wage jobs to sustain the local housing market at the end.
Investor and FOMO. PPP loan frauds.
Real life parasite the movie.
Rare, good location house still has crazy demand. There is one coming soon house at 3 million in one neighborhood that rarely has house on the market. It went pending the next day. Did not even get a chance to be active, let alone any pictures except the front view. Somebody must have put in a sight unseen WTF offer..I was kind of looking forward to touring the house......
6.9420%
Looks like homebuilders are taking a playbook from the oil and gas folks and some are deciding it's better to buy back stock than continue to build homes
Builder will build if they can make money. They are not in this to lose money. And making shareholder happy is all public companies do.
So you guys are waiting for pre COVID house prices? How many years we will get there?